Bankruptcy & Restructuring

Debt doesn't have to be the end of the story. Whether it's a fresh start for you or a turnaround for your business, we chart the cleanest route out — with fees agreed up front.

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Overview

A path out of debt

Overwhelming debt is stressful, but it is also a solvable legal problem. We look at your whole financial picture and lay out the honest options — from wiping the slate clean, to restructuring what you owe over time, to keeping a viable business trading through a reorganization.

Our fees for a defined filing are agreed up front. For business restructuring we set a clear scope and budget before we begin, so there are no surprises when you can least afford them.

What we handle

Typical matters include:

Chapter 7 debt discharge for individuals
Chapter 13 repayment plans
Chapter 11 business reorganization
Creditor negotiations and out-of-court workouts
Foreclosure defense and asset protection

Agreed-Fee Work

from $1,200

agreed up front

Free confidential consultation
Automatic stay protection
Clear scope and budget
Personal & business

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How We Help

Relief, restructuring, recovery

For individuals seeking a fresh start and businesses fighting to survive.

Personal Debt Relief

Chapter 7 and 13 filings that stop collections and give individuals and families a genuine fresh start.

Business Restructuring

Chapter 11 plans and workouts that renegotiate debt and keep viable companies trading instead of closing.

Creditor Negotiation

Out-of-court settlements and foreclosure defense that reduce what you owe and protect key assets.

FAQ

Good to know

Will bankruptcy stop the calls and collections?

Yes. Filing triggers an automatic stay that immediately halts most collections, wage garnishments and foreclosure activity while your case proceeds.

Which chapter is right for me?

It depends on your income, assets and goals — Chapter 7 wipes out qualifying debt, Chapter 13 restructures it over time, and Chapter 11 restructures a business. We advise the best fit in the first meeting.

Can a business avoid closing down?

Often, yes. Through restructuring, workouts or a Chapter 11 plan we help viable businesses renegotiate debt and keep trading rather than liquidate.

Talk to a Bankruptcy Lawyer

Book a free, confidential 30-minute consultation. Ask the assistant for a slot.

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Free first consultation Agreed fees up front Confidential & privileged

This is a fictional demonstration page created by SLAtech to showcase the SLAtech Legal AI assistant. “Meridian Law” is not a real firm, nothing here is legal advice, and no attorney–client relationship is created.